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What is Portfolio Management Service (PMS)?

PMS is a professional service where a portfolio manager manages your investments in stocks, debt, or other assets on your behalf.

Who can invest in PMS in India?

Resident individuals, NRIs, Hindu Undivided Families (HUFs), and corporate bodies can invest in PMS, subject to SEBI regulations.

What is the minimum investment amount required?

The minimum investment required for PMS is ₹50 lakhs, as mandated by SEBI.

Are PMS returns guaranteed?

No, PMS returns are market-linked and cannot be guaranteed.

Is PMS regulated in India?

Yes, PMS is regulated by the Securities and Exchange Board of India (SEBI) in India.

How are PMS returns taxed in India?

PMS returns are taxed according to the capital gains tax rules applicable to the underlying securities.

What kind of fees do PMS providers charge?

PMS providers usually charge fixed management fees and/or performance-linked fees.

How can I track my PMS portfolio regularly?

You can easily track your portfolio anytime through our secure online portal. It provides daily access to your portfolio appraisal, holdings, and transaction details.

How do I exit from a PMS?

You can redeem your investment as per agreed terms, subject to any applicable exit load, if any.

Is there a lock-in period in PMS?

Typically, there's no mandatory lock-in, but some schemes may have an exit load for early withdrawal.

Are PMS returns audited or verified?

Yes, SEBI mandates PMS providers to disclose performance audited or verified by a Chartered Accountant.

Can NRIs invest in PMS in India?

Yes, NRIs can invest in PMS in India through the NRE/NRO route, subject to RBI and SEBI guidelines.

What does Bonanza Wealth Management offer?

We offer Discretionary PMS, Mutual Fund PMS (MFPMS), and Non-Discretionary PMS (NDPMS) with tailored go-to-market strategies designed for your unique journey.

What is Discretionary PMS?

In Discretionary PMS, our expert fund managers make investment decisions on your behalf, based on a defined strategy.

What is Non-Discretionary PMS (NDPMS)?

In NDPMS, our expert fund managers suggest trades, but you make the final investment decisions.

Where can I find more details?

You can find more details below:
Mutual Fund PMS:
https://bonanzawealth.com/mfpms/
https://bonanzawealth.com/prudentia/
https://bonanzawealth.com/optima/
Discretionary PMS: https://bonanzawealth.com/portfolio-management-services
NDPMS: https://bonanzawealth.com/ndpms/

Who is an ideal PMS investor?

PMS is ideal for individuals or institutions looking for expert-managed investment solutions tailored to their goals to build long-term wealth.

Is PMS a good fit for you?

PMS is a good fit for you if you want personalized strategies, professional guidance, and aim to build long-term wealth through diverse asset classes.

How long should you stay invested in PMS?

PMS works best when you stay invested for the intended duration to maximize potential returns and reduce short-term market volatility.

Whom should I contact if I have questions about my PMS account?

You can reach out to your dedicated Relationship Manager as your first point of contact and also for portfolio updates. You can also contact the senior management for assistance on specific concerns.

What is the minimum investment required?

The minimum investment amount for participation in the Opportunity Fund – Category III Alternative Investment Fund (AIF) is ₹1 Crore, as stipulated under SEBI (AIF) Regulations, 2012.

Who is eligible to invest in this AIF?

Investments are open to eligible investors as defined under SEBI regulations, which include High-Net-Worth Individuals (HNIs), Ultra-HNIs, Non-Resident Indians (NRIs), family offices, trusts, and institutional investors meeting the minimum investment criteria.

Is the use of leverage permitted?

Yes. In line with SEBI guidelines for Category III AIFs, the fund may employ leverage of up to two times (2×) the Net Asset Value (NAV) of the fund. The use of leverage is subject to internal risk limits and regulatory oversight.

What are the key risks involved?

All investments in securities and AIF strategies are subject to market risks, including price and liquidity risks. The use of derivatives and leverage can increase both potential gains and potential losses. The fund follows a risk-managed investment framework; however, capital protection or returns are not guaranteed.

How and when is performance reported to investors?

The fund provides periodic performance disclosures in line with SEBI requirements, including:

1.Monthly NAV statements for each investor's units

2.Quarterly reports on portfolio holdings and risk exposure

3.Other regulatory disclosures as required

Does the fund guarantee returns?

No. The fund does not offer any guaranteed or assured returns. Performance depends on market conditions and the fund's investment strategies.

What is a mutual fund?

A mutual fund pools your money with other investors to invest in stocks, bonds, or securities, managed by professionals for potential growth.

How do mutual funds work?

Professional fund managers invest your money across assets as per the fund’s objective. Returns are distributed proportionally, based on your investment amount.

Is my money safe in mutual funds?

Mutual funds are market-linked and carry some risk, but diversification and long-term investing can help reduce risks and grow your wealth.

How do I start a SIP with Bonanza?

Start your SIP by logging in, choosing your mutual fund, setting the amount and frequency, and authorizing auto-debit for systematic, disciplined investing.

Are ELSS and ESG funds available?

Yes, you can invest in tax-saving ELSS funds and ESG-focused mutual funds directly through our platform, unlocking tax benefits and responsible investing.

What is the difference between active and passive mutual funds?

Active funds aim to outperform benchmarks, while passive funds (index or ETF) simply track benchmarks at a lower cost for you.

How do I invest in ETFs via Bonanza?

To invest in ETFs, search under Equities and place buy orders just like you would for stocks on our platform.

What is a Systematic Withdrawal Plan (SWP)?

A Systematic Withdrawal Plan (SWP) lets you withdraw a fixed amount from your mutual fund investment at regular intervals, ensuring liquidity.

Can I switch between mutual fund schemes?

Yes, you can switch between mutual fund schemes, usually with no exit load after one year for most funds, ensuring investment flexibility.

What are the tax rules for debt vs. equity funds?

Equity funds: LTCG 12.5% (above ₹1.25 lakh Capital Gain, after 1 year); STCG 20% (if redeemed within 1 year). Debt funds: taxed as per slab.

How do I select the best mutual fund for my goals?

Use our new investment filter by returns and consult our advisors for personalized mutual fund recommendations suited to your goals.

How much should I invest in mutual funds?

You can start investing with as little as ₹500 in some SIPs. The amount depends on your goals, income, expenses, and risk profile.

Do I get any tax benefits?

Yes, you get tax benefits under Section 80C if you invest in ELSS funds, up to ₹1.5 lakh per financial year.

Can I add an additional amount in the same mutual fund?

Yes, you can add more to your mutual fund anytime—choose lump sum for one-time or top-up SIP to increase your monthly investment.

How do I redeem the mutual funds?

Log in to your dashboard, select the mutual funds you want to redeem, and follow the simple steps for instant, hassle-free withdrawals.

Can NRIs invest in mutual funds via Bonanza?

Yes, NRIs can invest in mutual funds using NRE or NRO accounts and compliant banks through our platform for seamless global access.

How do I pause or modify a SIP?

Log in to your dashboard, select the SIP you wish to pause or modify, and follow the easy steps for instant changes anytime.

How do I compare my mutual fund’s performance to benchmarks?

Compare your mutual fund’s returns to benchmark indices like Nifty 50 or Sensex using the Bonanza new Investment option.

What is Prime Brokerage at Bonanza?

Prime Brokerage offers you multi-exchange trading, and dedicated support for high-volume traders and institutions.

What are the interest rates for margin funding?

Interest rates for margin funding typically range from 18% per annum, depending on the security and prevailing market conditions.

How are prime brokerage fees calculated?

Prime brokerage fees are based on traded volume, product type, and additional services as detailed in your client agreement.

Does Bonanza offer securities SLBM?

Yes, eligible clients can access securities lending and cash management services by contacting their relationship manager for more information.

How do I activate F&O/commodity trading?

Activate F&O or commodity trading by online segment activation and providing income proof as per compliance requirements.

Can I review a sample prime brokerage agreement?

Yes, you can request a sample prime brokerage agreement from your relationship manager to review terms and services before onboarding.

What services does Bonanza Merchant Banking offer?

Bonanza Merchant Banking provides IPO/FPO management, open offers/takeovers, valuations, certifications, advisory, private placement, mergers and acquisitions, delisting from stock exchanges, regulatory support.

What are the key risks in IPO investments?

IPO investments involve risks like market volatility, business uncertainty, and listing price fluctuations. Always review prospectus and disclosures carefully before investing.

What is Tier-I/Tier-II capital and why does it matter?

Tier-I capital is core equity, while Tier-II is subordinated debt or reserves. These ratios reflect a company’s financial strength and stability.

What is the fee structure for M&A advisory?

Fees for M&A advisory are case-specific. Please contact our merchant banking team for tailored fee details and expert guidance on your transaction.

When is Open Offer / Takeover triggered?

An Open Offer or Takeover is triggered when a shareholder crosses a regulatory threshold, requiring a mandatory public offer to acquire additional shares.

In the Open Offer, who are PACs?

Persons Acting in Concert (PACs) are individuals or entities collaborating to acquire shares collectively in an open offer or takeover as per regulations.

What are the different methods of Fund Raising for Listed Companies?

Right Issue, Private Placement, Further Public Issue, Qualified Institutional Placements (QIPs), and other regulatory-compliant methods are used for listed company fund raising.

Is the Credit Rating Mandatory for NCD Issue?

For Private Placement, credit rating is not mandatory; for Public Issue, credit rating is mandatory as per regulatory requirements for NCDs.

What are the commonly used methods for Valuation of Shares?

Book Building, Discounted Cash Flow (DCF), Net Asset Value (NAV), Comparable Multiples, and other accepted valuation methods are commonly used for share valuation.

Difference between SME IPO and Main Board IPO (capital wise)?

SME IPOs have lower capital requirements and regulatory norms compared to Main Board IPOs, which require higher capital and stricter compliance standards.

What is Institutional Broking?

We handle large trades for institutions, leveraging deep market expertise, strong networks, and advanced trading strategies to achieve optimal execution and best prices for clients.

How do I access research reports?

We deliver timely, actionable research reports directly to your email or client portal, supporting your team to make informed, strategic investment decisions.

How do I contact the Institutional Broking desk?

Connect with our Institutional Broking desk by emailing dealing@bonanzaonline.com for expert assistance tailored to your investment journey.

Who is considered an NRI for investment purposes?

Anyone residing outside India for over 182 days in a financial year is considered an NRI for investment and compliance purposes under Indian law.

What is the process to open an NRI account with Bonanza?

Open your NRI account by filling the online form, uploading documents, attesting the kit, and couriering it to our Mumbai NRI Desk for activation.

What documents are required?

You’ll need PAN, passport, OCI card, foreign address/ID proof, PIS letter, NRE/NRO bank proof, income and tax proof, nominee ID, and declaration forms.

What’s the difference between NRE and NRO accounts for investments?

NRE accounts are fully repatriable for foreign income, while NRO accounts manage Indian income with a $1 million annual repatriation limit.

What is PIS and how do I revoke it?

Portfolio Investment Scheme (PIS) allows NRIs to invest in Indian securities. To revoke, submit a request to your bank and inform us immediately.

Can US/Canada-based NRIs invest with Bonanza?

Due to regulatory restrictions, investment options for US/Canada-based NRIs may be limited. Please contact our NRI Desk for detailed guidance.

How does Bonanza assist NRIs with portfolio customization?

Dedicated NRI advisors provide portfolio reviews, compliance support, and tailored investment strategies to suit your unique financial needs and objectives.

How do NRIs update KYC or close accounts?

Submit updated KYC documents or an account closure request directly to our NRI Desk for smooth and efficient processing of your request.

How do I submit FATCA self-certification forms as an NRI?

Download the FATCA self-certification form from our website, fill it, and email it to nridesk@bonanzaonline.com or courier it to our Mumbai NRI Desk for processing.